Today everyone buys and sells through the internet as it's very easy and convenient after the inception of the concept of e-commerce payment gateway. Internet has captured the entire market of mostly all the domains as transactions are made more accessible than before and payment done through online modes is the best and safest.

Mostly the people who buy online may or may not be authentic so, with the execution and implementation of e-commerce payment gateway, this fear is entirely eradicated. But online payments done through credit or debit cards have been very risky as there is always a fear of getting these cards hacked, but these illegal actions can be curbed with the usage of epayment gateway.

Definition of E-Payment Gateway

This gateway is the application of the e-commerce which confirms online payments for the merchants, electronic enterprises , mortar agencies, traditional bricks etc. This E-payment system is consistent and secured which connects to the applications of e-commerce or in-house payment mode, for instance, the networks which is entrusted of processing credit cards or banking through online mode.

E-commerce payment system works as the intervening medium between the customer and the merchants, through which the customer's payment is securely transferred to the merchant's bank accounts. You can find this e payment gateway as the virtual replica of the available point of sale which is located mostly in all the retail outlets.

How does E-commerce payment gateway work?

E payment gateway plays an integral role in processing the transactions and also authenticated payments transferred to the merchants by the customers. All the specific and vital details regarding the payments are encrypted by the e-commerce payment gateway. They assure that the relevant and required information is passed with safety between the merchant and the customer.

The following are the steps which illustrate how payment gateway works does:-

Step1:-The customer places the order of any product by clicking the submit or checkout cart button.

Step2:-Then the information regarding the order placed is sent through the e-payment gateway by the merchant. After this, the transaction is sent to the required bank or the secured page where transaction authentication is requested.

Step3:- The transaction is either authorized or declined after the authentication process depending upon the availability of funds in the customer's bank account or through any problem in the customer's Master, Visa, American Express, or Maestro Cards.

Step4: -A message is sent to the merchant by the e-commerce payment gateway.



Step5:-Once the payment is cleared by the banks and the e payment gateway, direct-payment-gateway then it is settled with the merchant.

The three vital things which are essential while applying e-commerce payment gateway agencies are authorization, settling and reporting.

If the merchant is using e payment gateway as the means of money acceptance, then the merchants can have the full command of the money earned from the business and he can put the money to use according to his wish to generate more profits.








Best eCommerce payment gateway to power up your store online. You can receive online payment from customers all over the world without any risk.